Mortgage broker in Strasbourg2024-11-15T09:47:56+00:00

Kevin
Kevin
Kevin
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Kevin
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Kevin
Kevin

Kevin your broker

Kevin Le Courtier

Welcome to my website! I’m Kevin Beill, a mortgage broker in Strasbourg and Alsace with many years’ experience. My mission is to guide you in your real estate projects by proposing customized financial solutions. With many years’ experience in the Alsace region, I’ve built up a wealth of expertise that enables me to find the best options for each customer.

Kevin, mortgage broker

Who am I?

A professional with a passion for real estate and financeI attach great importance to transparency and listening. Indeed, my personalized approach guarantees quality support, enabling you to carry out your real estate projects with complete confidence. My aim is to turn your dreams into reality, through sound advice and attentive follow-up.

What solutions are available for your mortgage?

As a broker, I compare a range of mortgage solutions for you:

  • Fixed-rate loan: Security and stability with constant monthly payments.

  • Bridging loan : Ideal for buying before selling.

  • Modular loan: Adaptable to your repayment capacity

  • Prêt in fine: Perfect for investors.

  • Prêt à taux zéro (PTZ): Advantageous financing for first-time buyers.

  • Current banking offers : Take advantage of special offers and advantageous conditions from banks according to your profile.

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Living abroad?

Are you based abroad and looking to set up or invest in France? We put our expertise at your disposal to support you at every stage of your project. So whether you’re looking tobuy a property, take advantage of French tax benefits, or explore investment opportunities in a border region, we’re here, as your real estate broker in Strasbourg, to guide you and make the process easier.

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FAQ – Mortgage broker

Frequently asked questions

What is a real estate broker?2024-06-18T09:20:34+00:00

A broker is a professional intermediary who helps you find and obtain the best mortgage offers for your profile and project. It compares the various offers from banks and negotiates the most advantageous terms for you, making it easier toobtain financing. The broker accompanies you throughout the entire process, from file preparation to loan contract signature, saving you time and ensuring the best possible terms.

What are the advantages of using a real estate broker?2024-06-18T09:21:20+00:00
  1. Time-saving: The broker compares bank offers for you.
  2. Saving money: You can negotiate more advantageous loan conditions.
  3. Personalized support: The broker guides you through the entire process.
  4. Access to a wide network: The broker has access to numerous banks and exclusive offers.
What is the purpose of the intermediation mandate?2024-06-18T09:22:04+00:00

The intermediation mandate is an official document by which you authorize the broker to act on your behalf in seeking and negotiating loan offers with banks. It formalizes the relationship between you and the broker, defining his missions and responsibilities. Thanks to this mandate, the broker can access exclusive offers and obtain more advantageous loan conditions, while representing you and defending your interests.

What are the brokerage fees?2024-06-18T09:22:37+00:00

Brokerage fees vary between 1% and 2%. The amount depends on the complexity of the case and the savings achieved.

Does signing a mandate commit me financially?2024-06-18T09:23:25+00:00

Signing an intermediation mandate with a real estate broker does not entail any immediate costs. You will only be financially committed if the broker succeeds in obtaining a loan offer that you accept and sign. The brokerage fee is then included in the financial package for your loan. However, if you have engaged a broker and his or her work has led to a lowering of your bank’s loan conditions, the broker’s fees are legitimate. This second task is governed by the“advisory mandate“. Indeed, it’s thanks to his efforts and expertise that you’ve been able to benefit from these improvements.

Can I see several real estate brokers?2024-06-18T09:24:05+00:00

Yes, you are free to use several real estate brokers. However, this can lead to complications. Once a broker submits your file to a bank, it blocks the possibility of another broker doing the same. This can lead to refusals from banks and delays in processing your application. It is therefore advisable to choose a single trusted broker to avoid these problems.

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